# Minnesota Paycheck Calculator 2026

> Calculate your 2026 take-home pay in Minnesota after federal tax, Social Security, Medicare and Minnesota state income tax. Official rates, checked Oct 29, 2…

URL: https://paycheck-math.com/us/paycheck-calculator/minnesota/  
Breadcrumbs: Home > United States > Paycheck calculator > Minnesota  
Language: en-US  
Rates checked: 2026-10-29  

Minnesota taxes income in 4 brackets from 5.35% to 9.85%, with the top rate starting above $203,150 of taxable income for single filers. On a $60,000 salary, a single filer in Minnesota takes home **$47,569** a year in 2026, or $3,964 a month.

## Result with default inputs

Inputs: pay_type=salary, gross=60000, hourly_rate=25, hours=40, state=MN, filing=single, pay_freq=26, k401_pct=0, pretax_other=0, children=0, other_dependents=0, tips=0, overtime=0, posttax=0, age65=false, spouse_age65=false

**Take-home pay per year: $47,569.40**

- Per month: $3,964.12
- Average tax rate: 20.72%
- Tax on your next 1,000: 26.89%

| Line | Item | Amount |
| --- | --- | --- |
| 1 | Gross pay | $60,000.00 |
| 2 | Federal income tax | −$5,020.00 |
| 3 | Social Security | −$3,720.00 |
| 4 | Medicare | −$870.00 |
| 5 | State income tax | −$2,556.61 |
| 6 | MN Paid Leave (max employee share) | −$264.00 |
| 7 | **Take-home pay** | $47,569.40 |


To compute other inputs, call the JSON API: `https://paycheck-math.com/api/v1/calculate?path=%2Fus%2Fpaycheck-calculator%2Fminnesota%2F&pay_type=salary&gross=60000&hourly_rate=25` or open the page URL with the same query parameters.

## Take-home pay in Minnesota at common salaries (2026)

Single filer with the standard deduction and no pre-tax deductions. Select a salary for its full breakdown.

| Salary | Federal tax | FICA | State tax | Take-home per year | Per month |
| --- | --- | --- | --- | --- | --- |
| [$30,000](https://paycheck-math.com/us/salary-after-tax/30000/minnesota/) | $1,420 | $2,295 | $918 | **$25,367** | $2,114 |
| [$40,000](https://paycheck-math.com/us/salary-after-tax/40000/minnesota/) | $2,620 | $3,060 | $1,497 | **$32,823** | $2,735 |
| [$50,000](https://paycheck-math.com/us/salary-after-tax/50000/minnesota/) | $3,820 | $3,825 | $2,097 | **$40,258** | $3,355 |
| [$60,000](https://paycheck-math.com/us/salary-after-tax/60000/minnesota/) | $5,020 | $4,590 | $2,821 | **$47,569** | $3,964 |
| [$75,000](https://paycheck-math.com/us/salary-after-tax/75000/minnesota/) | $7,670 | $5,738 | $3,907 | **$57,686** | $4,807 |
| [$90,000](https://paycheck-math.com/us/salary-after-tax/90000/minnesota/) | $10,970 | $6,885 | $4,993 | **$67,152** | $5,596 |
| [$100,000](https://paycheck-math.com/us/salary-after-tax/100000/minnesota/) | $13,170 | $7,650 | $5,717 | **$73,463** | $6,122 |
| $125,000 | $18,734 | $9,563 | $7,529 | **$89,174** | $7,431 |
| [$150,000](https://paycheck-math.com/us/salary-after-tax/150000/minnesota/) | $24,734 | $11,475 | $9,602 | **$104,189** | $8,682 |
| [$200,000](https://paycheck-math.com/us/salary-after-tax/200000/minnesota/) | $36,734 | $14,339 | $13,679 | **$135,248** | $11,271 |

## How it's calculated

1. **Federal taxable income.** Gross pay minus pre-tax 401(k), health, HSA and FSA contributions, minus the 2026 standard deduction of $16,100 (single) or $32,200 (married filing jointly).
2. **Optional deductions (More options).** If you are 65 or older, the standard deduction rises by $2,050 (single) and you also get the $6,000 senior deduction. Qualified tips (up to $25,000) and the overtime premium (up to $12,500, $25,000 joint) are deducted from federal taxable income, phased out above $150,000 of income ($300,000 joint).
3. **Federal income tax.** The 2026 IRS brackets from 10% to 37% apply to each slice of taxable income. The Child Tax Credit of $2,200 per child under 17 (and $500 for each other dependent) is then subtracted.
4. **FICA.** Social Security is 6.2% of wages up to $184,500. Medicare is 1.45% of all wages plus 0.9% above $200,000 (single). Section 125 health deductions are exempt; 401(k) deferrals are not.
5. **State tax.** Minnesota taxes income in 4 brackets from 5.35% to 9.85%, with the top rate starting above $203,150 of taxable income for single filers. Single filers get a standard deduction of $15,300. Employees also pay MN Paid Leave (max employee share) at 0.44% of wages up to $184,500.
6. **Take-home pay** is gross pay minus every tax above, your pre-tax deductions and any after-tax deductions (such as Roth 401(k) or union dues), divided by your number of paychecks.

## Rates used (2026)

### Federal income tax brackets 2026

| Single | Rate | Married filing jointly | Rate |
| --- | --- | --- | --- |
| $1 – $12,400 | 10% | $1 – $24,800 | 10% |
| $12,401 – $50,400 | 12% | $24,801 – $100,800 | 12% |
| $50,401 – $105,700 | 22% | $100,801 – $211,400 | 22% |
| $105,701 – $201,775 | 24% | $211,401 – $403,550 | 24% |
| $201,776 – $256,225 | 32% | $403,551 – $512,450 | 32% |
| $256,226 – $640,600 | 35% | $512,451 – $768,700 | 35% |
| Over $640,600 | 37% | Over $768,700 | 37% |

### Minnesota income tax brackets 2026

| Single | Rate | Married filing jointly | Rate |
| --- | --- | --- | --- |
| $1 – $33,310 | 5.35% | $1 – $48,700 | 5.35% |
| $33,311 – $109,430 | 6.8% | $48,701 – $193,480 | 6.8% |
| $109,431 – $203,150 | 7.85% | $193,481 – $337,930 | 7.85% |
| Over $203,150 | 9.85% | Over $337,930 | 9.85% |

Minnesota notes: The standard deduction phases down above $244,400 AGI. 1% surtax on net investment income over $1 million. Minnesota Paid Leave started January 1, 2026: the premium is 0.88% of wages, of which employees pay up to half (0.44%), on wages up to the Social Security wage base.

Official source: [IRS](https://www.irs.gov/pub/irs-drop/rp-25-32.pdf), [SSA](https://www.ssa.gov/oact/cola/cbb.html), [Minnesota tax rules](https://taxfoundation.org/data/all/state/state-income-tax-rates-2026/). Rates checked on Oct 29, 2026.

## How Minnesota compares

On $60,000, Minnesota ranks **#44 of 51** for take-home pay (single filer, 2026), keeping $47,569 a year. The national range is $45,550 to $50,390.

### Highest take-home

1. [Florida](https://paycheck-math.com/us/paycheck-calculator/florida/): $50,390
2. [Nevada](https://paycheck-math.com/us/paycheck-calculator/nevada/): $50,390
3. [New Hampshire](https://paycheck-math.com/us/paycheck-calculator/new-hampshire/): $50,390
4. [North Dakota](https://paycheck-math.com/us/paycheck-calculator/north-dakota/): $50,390
5. [South Dakota](https://paycheck-math.com/us/paycheck-calculator/south-dakota/): $50,390

### Lowest take-home

1. [Delaware](https://paycheck-math.com/us/paycheck-calculator/delaware/): $47,497
2. [New York](https://paycheck-math.com/us/paycheck-calculator/new-york/): $47,457
3. [Massachusetts](https://paycheck-math.com/us/paycheck-calculator/massachusetts/): $47,334
4. [Hawaii](https://paycheck-math.com/us/paycheck-calculator/hawaii/): $47,334
5. [Oregon](https://paycheck-math.com/us/paycheck-calculator/oregon/): $45,550

[Compare every state's income tax rates](https://paycheck-math.com/us/state-income-tax-rates/)

## Questions people ask

### How much is $60,000 after tax in Minnesota?

A single filer earning $60,000 in Minnesota takes home about $47,569 a year in 2026, which is $3,964 a month or $1,830 every two weeks. Total taxes are $12,431, an average rate of 20.7%.

### Does Minnesota have a state income tax?

Minnesota taxes income in 4 brackets from 5.35% to 9.85%, with the top rate starting above $203,150 of taxable income for single filers. The standard deduction phases down above $244,400 AGI. 1% surtax on net investment income over $1 million. Minnesota Paid Leave started January 1, 2026: the premium is 0.88% of wages, of which employees pay up to half (0.44%), on wages up to the Social Security wage base.

### How much do Social Security and Medicare take?

Together they take 7.65% of wages: 6.2% for Social Security on wages up to $184,500 in 2026, and 1.45% for Medicare on all wages. An extra 0.9% Medicare tax applies above $200,000 (single) or $250,000 (married filing jointly).

### How does a 401(k) contribution change my take-home pay?

401(k) contributions come out before federal income tax and, in Minnesota, before state tax, so each $100 you save lowers your take-home pay by less than $100. The 2026 employee limit is $24,500. Social Security and Medicare still apply.

### Is this the same as my paycheck withholding?

It is your estimated tax for the full year. Your employer withholds using IRS Publication 15-T and your W-4, so individual paychecks can differ slightly; the difference comes back as a refund or a balance due when you file.

### Is there no tax on tips and overtime in 2026?

For federal income tax, yes, from 2025 through 2028: you can deduct up to $25,000 of qualified tips and up to $12,500 ($25,000 married filing jointly) of qualified overtime premium, the extra half in time-and-a-half. Each shrinks by $100 for every $1,000 of income above $150,000 ($300,000 joint). Social Security, Medicare and Minnesota state tax still apply. Enter the amounts under More options; your employer usually still withholds on them, so the saving arrives as part of your refund.

### Do people over 65 pay less tax on their paycheck?

Yes. At 65 or older the standard deduction rises by $2,050 for a single filer ($1,650 per spouse when married), and from 2025 to 2028 each person 65+ also gets a $6,000 senior deduction, reduced by 6% of income above $75,000 ($150,000 joint). Tick “I am 65 or older” under More options.

### What changes on paychecks in 2027?

Social Security tax will apply to wages up to $192,300 in 2027 (up from $184,500), as announced by the Social Security Administration. The IRS has not yet published the 2027 tax brackets and standard deduction; this calculator switches to them as soon as they are released.

## Related calculators

- [Salary after tax in 2026](https://paycheck-math.com/us/salary-after-tax/index.md)
- [Hourly wage to yearly salary](https://paycheck-math.com/us/hourly-wage/index.md)
- [Income Tax Calculator 2026](https://paycheck-math.com/us/income-tax-calculator/index.md)
- [Federal Income Tax Brackets 2026](https://paycheck-math.com/us/tax-brackets-2026/index.md)
- [State Income Tax Rates 2026](https://paycheck-math.com/us/state-income-tax-rates/index.md)
- [Sales Tax Rates by State 2026](https://paycheck-math.com/us/sales-tax-rates/index.md)

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Estimates for information only, not tax, legal or financial advice. Check with an adviser or the official tax authority.