Earned income credit amounts 2026
| Children | Maximum credit | Earned income for the maximum | Phases out (single, HOH) | Phases out (married) |
|---|---|---|---|---|
| 0 | $664 | $8,680 | $10,860 – $19,540 | $18,140 – $26,820 |
| 1 | $4,427 | $13,021 | $23,890 – $51,593 | $31,160 – $58,863 |
| 2 | $7,316 | $18,290 | $23,890 – $58,629 | $31,160 – $65,899 |
| 3 or more | $8,231 | $18,291 | $23,890 – $62,974 | $31,160 – $70,244 |
Investment income must be $12,200 or less. Workers without children must be 25 to 64.
EIC by income, head of household (2026)
| Earned income | No children | 1 child | 2 children | 3+ children |
|---|---|---|---|---|
| $10,000 | $664 | $3,409 | $4,010 | $4,511 |
| $15,000 | $345 | $4,427 | $6,010 | $6,761 |
| $20,000 | $0 | $4,427 | $7,316 | $8,231 |
| $25,000 | $0 | $4,246 | $7,077 | $7,992 |
| $30,000 | $0 | $3,447 | $6,024 | $6,939 |
| $40,000 | $0 | $1,849 | $3,918 | $4,833 |
| $50,000 | $0 | $251 | $1,812 | $2,727 |
| $60,000 | $0 | $0 | $0 | $621 |
Official source: IRS. Rates checked on Oct 29, 2026.